Cybersecurity Experts Warn of “Ghost Tapping” Scam Targeting Contactless Payments
Cybersecurity experts are warning consumers about "ghost tapping," a scam where thieves can digitally steal payment information from contactless cards in crowded public areas without physically taking a wallet, likening it to modern pickpocketing.
Tucson, AZ, September 30, 2026 —
Cybersecurity experts have issued warnings to consumers regarding a new digital scam known as “ghost tapping.” This sophisticated method allows thieves to steal sensitive payment information directly from contactless cards, such as credit or debit cards, without ever needing to physically remove them from a wallet or pocket.
The scam operates by exploiting the near-field communication (NFC) technology inherent in contactless payment systems. In crowded public spaces like busy streets, public transport, or event venues, individuals can be targeted. Perpetrators use portable devices that can scan and capture card data when a card is within close proximity, often just a few inches away. This process is performed discreetly, making it difficult for victims to detect that their information is being compromised in real-time.
Experts liken “ghost tapping” to a modern, digital evolution of traditional pickpocketing. Unlike physical theft, “ghost tapping” does not result in the immediate loss of a wallet but rather the illicit acquisition of financial data. This stolen information could potentially be used for fraudulent transactions or sold on the dark web, leading to financial losses for consumers.
The effectiveness of this scam relies on the convenience and widespread adoption of contactless payment technology. While this technology offers speed and ease of use, consumers are being advised to remain vigilant, particularly in environments where close physical proximity to others is unavoidable. The specific entities or individuals behind these “ghost tapping” operations have not been publicly identified by the cybersecurity experts issuing the warnings.
To mitigate the risks associated with “ghost tapping,” cybersecurity professionals suggest several preventative measures. These include using RFID-blocking wallets or card sleeves, which can create a barrier preventing unauthorized scanning. Additionally, consumers are encouraged to monitor their bank and credit card statements regularly for any suspicious activity and to consider disabling the contactless feature on their cards if they feel it is necessary or if they primarily use chip-and-PIN transactions.
The number of reported incidents, the total financial impact of “ghost tapping,” and the specific technical methods employed by the perpetrators beyond NFC scanning were not detailed in the advisories. Cybersecurity experts emphasize that staying informed about emerging threats and practicing safe digital habits are crucial for protecting personal financial information in an increasingly connected world.
Story summarized from the original created by John Matarese on www.kgun9.com, see more information here.
